Unlock Opportunities with DSCR Loans in Pennsylvania

We understand the unique needs of property investors. Our Debt Service Coverage Ratio (DSCR) loans are designed to empower investors by focusing on the property's income potential rather than relying solely on personal income to qualify for the loan. Explore the benefits of DSCR loans and take the first step toward growing your real estate portfolio.

What is DSCR?

Debt Service Coverage Ratio (DSCR) is a financial metric that assesses a borrower's ability to cover their debt obligations with the property's income. In the context of mortgages, DSCR is a crucial factor for property investors seeking loans for homes they don't plan to occupy.

Unlike traditional mortgages that heavily depend on personal income, DSCR loans prioritize the property's income potential. Investors can qualify based on the property's ability to generate rental income, offering more flexibility for those with limited personal income.

DSCR loans may allow for higher loan amounts compared to traditional mortgages, as the property's income potential is a significant factor in the qualification process.

A DSCR loan also allows you the ability to close on the loan as a Limited Liability Corporation, or LLC, in order to limit your liability exposure.

Is DSCR Right for You?

If you are a property investor seeking to expand your portfolio, DSCR loans could be the key to unlocking new opportunities. Consider DSCR if:

• You plan to purchase a property primarily for investment purposes.
• Your personal income may not fully reflect your ability to cover mortgage payments.
• You want a mortgage solution that aligns with your real estate investment goals.