Pennsylvania Mortgage Advisors

PA Loan Programs

With so many programs, varying requirements, and a range of fees and rates, navigating your mortgage loan options can be challenging. Let BMC Keystone guide you to the right loan program for your unique situation.

These are just some of programs available in Pennsylvania. Click or tap to read more about each one.

Second Home, 10% Down Loan

If you’re considering buying a vacation home, you may not realize that if it’s not your primary residence, it will require a different type of mortgage loan.

Reverse Mortgages in PA

If you’re interested in leveraging your home’s equity without selling or moving, a reverse mortgage could be the solution.

Low Money Down Loans, Below Market Rate Loans

If you’re a first time buyer, a veteran, or if you haven’t owned a home in over 3 years, with this program you could buy a home with little money out of pocket.

DSCR, Debt Service Coverage Ratio

This type of mortgage takes into account a borrower’s ability to generate income from a property to cover the mortgage payments vs the need to document their income.

Buy Downs-A Temporary Mortgage Rate Reduction

Learn how this Seller Assist can be added to any FHA, VA or conventional loan, and LOWER your monthly payments for the early years of your mortgage loan.

BorrowSmart Loan Program with Downpayment Assistance

With BorrowSmart, first-time buyers receive a lender credit up to $2500. Learn more to see if you might qualify.

VA Loans

Military Veterans can apply for a VA Loan. Little to no money down, favorable rates and BMC Keystone waives the appraisal fee of $525.

Renovation Loans for a Purchase

With this type of mortgage loan, you can finance renovations as part of your mortgage and ultimately get into a home that looks and feels brand new.

1% Down Loans

Saving up for a down payment may be easier than it sounds. One year’s worth of lattes could get you into your dream house.

FHA Streamline Refinance

Lower your monthly mortgage payments with the FHA Streamline Refinance.