What is a Mortgage Loan Pre-Approval?
The Pre-Approval Letter, or Letter of Pre-qualification, indicates how much you can afford to borrow. In essence, it is your house-hunting budget and should be your first step in the PA home search process to spare yourself heartache down the road. You'll avoid viewing homes you can't afford and avoid disappointment during the final underwriting process.
Walk Tall With Your Pre-Approval Letter in PA
Know your house hunting budget and show the seller - or builder - that you're a serious contender with the resources to move ahead with your home purchase here in Pennsylvania.
Quick & Easy Process
We'll ask you for some information about the property and your income. It takes only a couple of minutes, and there's no cost to you.
Worry-Free House-Hunting
Getting a letter of pre-approval does not affect your credit score, and your information is secure on our cloud-based, mobile-friendly system.
Work With Your PA Mortgage Lending Partners, aka BMC Keystone
Complete your paperwork and send it via our secure form, and we'll perform a credit check, calculate your home buying budget, and get you a lender pre-approval. If you are unhappy with your house-hunting budget, we can schedule a private mortgage consultation and discuss how you can qualify for more in the future when buying your first home (or up or downsizing) here in PA.
Need more information about mortgage approval in Pennsylvania? Read our Homebuyers Blog!