Pennsylvania Mortgage Advisors

mortgage vacation home lake harmony poconos

A getaway near northeastern Pennsylvania's beautiful lakes and mountains...could the Poconos be home to your next vacation home or rental property?

Best Places to Buy a Vacation Home or Property in PA

If you're dreaming of a simpler life in the Mountains, you're not alone. People from all over the tri-state area are turning to the Poconos instead of the Jersey Shore to buy their vacation home, investment property or primary residence. Take advantage of the affordable prices on real estate surrounding Lake Harmony, Lake Naomi, Lake Wallenpaupak and more. When you find the prefect little getaway of your own, let BMC Keystone help you find the best mortgage loan.

We specialize in home mortgage loans in Pennsylvania, especially for mountain and lake front homes.

We help you obtain financing whether for an investment properties, primary residence, or a vacation home.

We have lending experience in Northeastern PA, along the PA / NY and PA / NJ borders. Lake Harmony, Lake Naomi, Split Rock, Poconos, Lake Wallenpaupack.

We can find you a conventional loan, FHA loan or even a renovation loan which combines the purchase price and renovation dollars into one mortgage loan.

We Shop the Mortgage Market for You

As mortgage brokers, we are not beholden to any bank or lender. We shop around, scanning dozens of lenders to find the best rates and lowest fees for our clients who plan to purchase or refinance a home. Let us find your perfect match and get you a letter of pre-approval today.

  • 30 years experience in lending in Pennsylvania

  • Conventional, VA, FHA Loans

  • Renovation Loans

  • First Time Buyer Grants & Programs

  • Underwriting and credit counseling experience

BMC Keystone is one of Pennsylvania’s most respected mortgage brokers. We enjoy a great amount of leverage with our lenders due to the reputation we have earned.

When opportunity knocks, BMC Keystone can help you seize it.

✅ Expert mortgage advice

✅ Access to wholesale rates and low fees

✅ Quick turn around times for lender approvals

Request a Free Consultation

mortgage vacation home lake harmony poconos

The median home values near Pennsylvania's lakes and Pocono Mountains present great opportunities for those looking for a vacation getaway. I have families looking for a vacation alternative away from all the congestion, and young couples aspiring to become VRBO hosts. You can get a lot of value for your money in this area, especially if you're coming from the Philadelphia or NYC metro areas. And the views are stunning!"

-Tosha Giovannone

Don't miss out on a great property. Grab that listing before someone else does!

BMC Keystone can help you secure the financing...and quickly. But first you have to find a property.

We pride ourselves on attentive service you can’t get from the big banks and internet lenders. You'll want that same level of attention when you're searching for the perfect house. We are happy to recommend local agent and area expert, Tosha Giovannone.

She knows the Poconos and Lake Harmony areas well and can help you find those golden opportunities. She can guide you to the best areas, alert you of listings before they hit the market, and help negotiate the best offer.

Tosha Giovannone, Realtor®
Pocono Mountain & Lake Front Property Expert

Tosha specializes in residential and commercial real estate sales in the Poconos and surrounding areas like Lake Harmony, Lake Naomi, Split Rock and along the NY PA border near Forrest Lake and Lake Wallenpaupack. Whether you are looking to purchase a primary or secondary home, rental property or if you're a builder looking to develop land, call Tosha.

Tosha Giovannone
Coldwell Banker Preferred
Mobile: 610-312-6752
Office: 215-641-2727

Homes for Sale:
Lake Harmony Homes
Pocono Lake Homes

FREE Mortgage Consultation

If you've got questions or not sure how much home you can afford, take advantage of BMC Keystone's FREE mortgage consultation, in person, by phone or video session.

Schedule a Consultation

Get Pre-Qualified

If you're ready to move ahead with a letter of pre-approval, BMC Keystone can help.  Get started with our secure online application.

Home Buyer from NY

My mortgage situation was somewhat atypical, which would have proved a bit difficult through other avenues I pursued. However, Terri asked the right questions, provided excellent advice, and was able to make it happen!

Laura M
Laura M

Thank you for helping me achieve a dream that up until the very last minute seemed an impossible task.

Justin P
Justin P

Terri took the time to explain options & details, and was always available for questions. If you're unsure if you can afford to buy a home, or wondering if you can reduce your current payment, give BMC Keystone Home Mortgage a call!