PA Loan Programs
With so many programs, varying requirements, and a range of fees and rates, navigating your mortgage loan options can be challenging. Let BMC Keystone guide you to the right loan program for your unique situation. These are just some of programs available in Pennsylvania. Click or tap to read more about each one.
Adjustable Rate Mortgages
Learn how adjustable rate mortgages work and when they make financial sense. If you plan to move or refinance within 5 years, an ARM could offer meaningful savings early in the loan term.
Conventional Fixed Rate Mortgage Pennsylvania
A fixed-rate conventional mortgage is the most common type of home loan in the U.S. and is ideal for borrowers with good credit and a solid financial foundation who want consistency and control over their long-term budget.
Homebuyer Advantage Program
Buy with little to no money down, no mortgage insurance, and get a seller assist up to 6%. And it’s not limited to first time buyers.
Fannie Mae Loan with Appraisal Waived
Starting in 2025, buying a home could get less expensive, thanks to Fannie Mae’s allowing more borrowers to bypass the traditional home appraisal process.
Renovation Loans for Purchase or Refinance
Buying a home that needs some work? You can get a renovation loan for big projects or a streamlined renovation loan for smaller projects. FHA and Conventional options available.
Second Home, 10% Down Loan
If you’re considering buying a vacation home, you may not realize that if it’s not your primary residence, it will require a different type of mortgage loan.
Reverse Mortgages in PA
If you’re interested in leveraging your home’s equity without selling or moving, a reverse mortgage could be the solution.
Low Money Down Loans, Below Market Rate Loans
If you’re a first time buyer, a veteran, or if you haven’t owned a home in over 3 years, with this program you could buy a home with little money out of pocket.