Buying Your First Home in Pennsylvania
Buying your first home is exciting — but it can also feel overwhelming. At BMC Keystone, we make the process easier by helping first-time buyers across Montgomery, Bucks, Chester, Delaware, Berks, and Philadelphia counties understand their mortgage options and take confident next steps toward homeownership.
Here you’ll find helpful articles, guides, and loan program highlights designed specifically for first-time buyers. Learn how much you can afford, explore programs like FHA, USDA, and PHFA loans, and get answers to common questions about credit, down payments, and pre-approvals.
When you’re ready, our licensed Pennsylvania mortgage advisors are here to help you compare lenders, secure competitive rates, and move from pre-approval to closing with confidence.
Popular Loan Programs for First-Time Homebuyers
Several of these loan options are tailored for first-time buyers in Pennsylvania, while others are open to all qualified borrowers.